Peak Realty Ltd.


Buying A Home Is A Major Event In Your Life! It is probably the biggest purchase your family will ever make, and it involves many difficult decisions. Below are some links regarding how as your Realtor, the 519 Real Estate Team will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interests:

Buying a home is a major event in your life!

It is probably the biggest purchase your family will ever make, and it involves many difficult decisions.

As your realtor, here is how The 519 Real Estate Team will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interests:

  • You will have full access to ALL homes available on the market, even listings not yet on the MLS, through our professional real estate affiliations.
  • Our professional local knowledge of this area should be invaluable to you, not just in terms of real estate, but also schools, neighbourhoods, the local economy, and more.
  • Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even from one neighbourhood to the next. It’s our job to steer you into opportunities and out of traps.
  • What is the true market value of the home you are interested in? Is it priced to high? Is it a bargain that you should jump on? We help buyers make decisions like this every day, and we’ll make sure that YOU get the best value for your money, too.
  • Negotiating with sellers can be stressful!  We will help you negotiate, so that the final contract includes your best possible terms and conditions.
  • You should know everything about the property you are buying! You and your 519 Real Estate buying consultant will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you.
  • Have confidence when signing documents. Contracts are full of complicated terms that can greatly affect your future life in your new home! We will give you the full benefit of our knowledge and experience.

Let The 519 Real Estate Team represent your best interests in your search for a new home. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyer beware!

Call us anytime for help, or to have your questions answered. There are no dumb questions! Call 519-744-7133.

Or, let us know about YOUR particular home buying needs. Fill out this form and we’ll get right back to you.

Our Buyer's Services Are Free!

For many people buying a home is the largest purchase of their life.  There are so many factors to consider but none quite as important as value.  Our team of full-time real estate professionals work, live and play in our local real estate market every day.  Sure you could go buy a home any day of the week, but wouldn’t you want a full-time real estate professional assisting you with the most significant purchase of your life?

At 519 Real Estate our Buyer Services are FREE.  We’ll provide professional knowledge and advice in the purchase of your new home, whether you’re buying from MLS, a private sale, or a builder.

While looking for a home your role and our role will be different:

  • You will be considering layout, location, features, amenities, and of course a sense of value.
  • We will be considering how the home compares in size, layout, and value to other homes in the area and on the market, including structural and maintenance concerns.  We’ll also be considering key negotiating factors when it comes to price.

We use our website as a key learning and resource centre for buyers everywhere.  Our knowledge and experience in our local 519 real estate market and our desire to provide the best value in the business allows us to bring the most informed buyers to the table when purchasing a home.

We are Real Estate Consultants.  We are not agents.  What this means is that we build fiduciary relationships with our clients.  A fiduciary is someone who represents YOUR best interests.

Determining How Much You Can Spend

You might have an idea of the payment and mortgage you can afford. But will the bank feel likewise? It’s always best to pre-qualify for a mortgage so you know exactly how much a financial institution is willing to lend you.

In many respects we very often find that financial Institutions will lend you far more than you want to borrow.  What you can borrow and what you can afford are often two very different things.  We’re here to help you figure that out.

In the prequalification process, you will find out:

  • Exactly how much home you can afford.
  • How much cash you will need for the down payment.
  • The minimum down payment, and advantages of higher down payments.
  • What the bank feels you can afford for a monthly payment.

The 519 Real Estate Team helps buyers pre-qualify for mortgages every day. Simply fill out the form below to tell us what type of home you’re looking for and we’ll get you information on a qualified mortgage specialist that will be able to assist you in understanding the ins and outs of mortgages.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than a qualified mortgage broker. This service is also provided free of charge, and without any obligation on your part. It is part of our job as  realtors.

Once you fill out the form, we will quickly process your information and get right back to you!

The Home Buying Process

Here is an easy to follow graphic layout of the home buying process.  You may have further questions that arise from this chart, but that’s what we’re here for.  We will personally be your best source of knowledge and information throughout your home purchase.



Understanding Your Home - Inspections

It’s important to understand your new home

If you are purchasing a resale property, we highly recommend that you have a professional home inspector conduct a thorough inspection.  The inspection will include the following:

  • Plumbing
  • Electrical
  • Air conditioning and heating
  • Ventilation
  • Roof and Attic
  • Foundation
  • General Structure

The inspection is not designed to criticize every minor problem or defect in the home.  It is intended to report on major damage or serious problems that require repair.  Should serious problems be indicated, the inspector will recommend that a structural engineer or some other professional inspect it as well.

Your home cannot “pass or fail” an inspection, and your inspector will not tell you whether he/she thinks the home is worth the money you are offering.  The inspector’s job is to make you aware of repairs that are recommended or necessary.  It’s like a “to-do” list!

The seller may be willing to negotiate completion of repairs or a credit for completion of repairs, or you may decide that the home will take too much work and money.  A professional inspection will help you make a clear-headed decision.

In choosing a home inspector, consider one that has been certified as a qualified and experienced member by a trade association.

We recommend being present at the inspection.  This is to your advantage.  You will be able to clearly understand the inspection report, and know exactly which areas need attention.  Plus, you can get answers to many questions, tips for maintenance, and a lot of general information that will help you once you move into your new home.  Most importantly, you will see the home through the eyes of an objective third party.

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